How to Secure your Bank Account and Card Details

While your Bank is constantly adding more security measures to make your account more secure, you too should do your part. Here are some ways you can achieve optimum security on your bank account and cards.

In this new age of technological advancement where banking has been made easy via mobile app banking, USSD and cards, it is only wise that you double up the security around your banking details. Knowing fully-well that most of these transactions entail uploading your card details online and using personal codes and passwords, adopting efficient security protocols to prevent your details from getting into the wrong hand has become a necessity.

While your Bank is constantly adding more security measures to your account to make it more secure, you too should do your part. Here are some ways you can achieve optimum security on your bank account and card.

Do not give out your card details!

Have you ever gotten those emails that ask for your BVN and card details, claiming to require them for a quick card fix? Unfortunately, few people have fallen victim to such fraud messages. How can you prevent this from happening to you?  

Frist, note that no financial intuition will ask for sensitive information about your bank account via email, text message or phone call – your BVN, card pin, and details are confidential information, and as such should be guarded with your life. Secondly, if you receive this message in the future, ignore it, or contact your account officer at GTBank or our customer care service for clarification.

If your account is domiciled with GTBank, you can chat with a customer representative online via https://www.gtbank.com/live-chat, on Whatsapp via the number 09060001601, or call GTConnect on 08029002900 or 08039002900.

Adopt creative passwords

As the name suggests, passwords are entry portals to your financial accounts, therefore, you cannot stand the risk of being obvious, e.g., using your name, birth date, or even more predominant, a numerical countdown, or password as your password.

To keep a safe password lifestyle: be creative, make sure to stay away from ‘universal passwords,’ e.g., your go-to password for everything. Finally, when you pick a password, keep it private and make sure to update it regularly or once you suspect anything unusual on your account. 

Do not take post pictures of your card online

Technology has not only blessed us with easy means of payment, but it has also given us Social media. People have become more connected than ever, communication, more accessible than ever – but there is one problem. Posting pictures! Posting pictures are fun, but posting pictures of your card details? Not necessarily. Your card details are sensitive because its the key to your money and once the numbers inscribed on it go viral, it’s as good as feeding your fingers to the dogs. Once the digits on the card fall into the wrong hands, you might be at risk of card fraud. So, if you have already posted a picture of your card, now is the time to take it down.

Log out from online accounts  

Logging out is one of the most straightforward steps in financial security. Closing the browser or the bank application is never enough, always uncheck ‘the remember password’ box and log out from your financial accounts. This will prevent hackers from easy access to your internet banking.

Unlist your card

In cases where your card gets stolen make sure to block it immediately. To do this, call GTConnect on 08029002900 or 08039002900 to unlist your card. This will block all transactions; meaning no transaction can be done on that card.

Lastly, keep track of your transactions:

Monetary responsibility does not solely entail spending and buying. You also need to keep track of activities in your bank account. Always check your bank account activities regularly via internet banking, GTWorld or mobile banking app. Also, endeavour to read your bank alerts via text messages and emails and study your monthly account statements to confirm that all transactions (debits and credits) are exactly as envisaged.